Welcome to UNA's Nonprofit Community Calendar! Please view the list below for upcoming events shared by UNA Member organizations.
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Events posted to the Nonprofit Community Calendar, unless specifically identified as a UNA event, are not associated with Utah Nonprofits Association. While we respect the dedication and work of the organizations presenting these community events, a listing here does not represent our endorsement.
Lines of Credit vs. Term Loans vs. SBA: Choosing the Right Tool
Tuesday, September 22, 2026 (11:30 AM - 12:30 PM) (MDT)
Description
Register here: https://www.score.org/ut/utah/business-education/lines-of-credit-vs-term-loans-vs-sba-choosing-the-right-tool/
Understanding your financing options can help you make smarter borrowing decisions and choose the right funding for your business. This workshop will explore the differences between term loans, business lines of credit, and SBA financing, including when each option may be the best fit.
We’ll also take a closer look at three primary SBA programs—SBA Express, SBA 7(a), and SBA 504—and how they can support different business needs, from managing cash flow and purchasing equipment to acquiring real estate and funding growth.
In this workshop, you’ll learn:
- How to choose the right financing tool for the right purpose
- The difference between short-term flexibility and long-term financing
- The three primary SBA programs and their best uses
- How to evaluate financing beyond just the interest rate
- How loans and lines of credit can support different stages of your business
- How to make more confident borrowing decisions
Whether you’re starting a business, managing day-to-day operations, planning for growth, or preparing for a business transition, you’ll leave with a clearer framework for selecting financing that aligns with your goals.